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Three important facts most advisors won't tell you:

Three Important FACTS most advisors wont' tell you:

1.  After ranking funds by their after-expense returns, studies report the worst performers had the highest average expense ratio.

2.  Mutual fund xpenses proportionally reduce fund performance.

3.  Using a fund’s Morningstar rating as a guide to future performance was less reliable than using the fund’s expense ratio.

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